:root{color-scheme:light;--navy:#09243a;--navy2:#123a59;--orange:#f47b20;--orange2:#d95f0d;--ink:#182f42;--muted:#617386;--line:#d9e5ee;--soft:#f3f8fc;--pale:#fff3e8;--white:#fff;--shadow:0 18px 45px rgba(9,36,58,.12);--radius:18px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:linear-gradient(180deg,#f6fbff 0%,#fff 42%);line-height:1.65}a{color:var(--orange2);text-decoration:none}a:hover{text-decoration:underline}.container{width:min(1120px,calc(100% - 32px));margin:0 auto}.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.95);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:13px 0}.brand{display:flex;align-items:center;gap:10px;font-weight:900;color:var(--navy)}.brand-logo{width:42px;height:42px;border-radius:12px;object-fit:contain;background:#fff;border:1px solid var(--line);padding:3px}.nav-links{display:none;gap:16px;align-items:center;font-size:.94rem}.phone-pill,.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;font-weight:850}.phone-pill{padding:9px 13px;color:var(--navy);border:1px solid var(--line);background:#fff}.btn{padding:13px 20px;background:var(--orange);color:#fff;box-shadow:0 10px 22px rgba(244,123,32,.22)}.btn:hover{background:var(--orange2);color:#fff;text-decoration:none}.btn.secondary{background:#fff;color:var(--navy);border:1px solid var(--line);box-shadow:none}.hero{padding:54px 0 32px}.hero-grid{display:grid;gap:26px;align-items:center}.eyebrow{display:inline-flex;width:fit-content;padding:7px 12px;border-radius:999px;background:var(--pale);color:#8f3d07;font-weight:850;font-size:.88rem}h1,h2,h3{line-height:1.12;color:var(--navy);letter-spacing:-.03em;margin:0 0 14px}h1{font-size:clamp(2.25rem,7vw,4.7rem)}h2{font-size:clamp(1.65rem,4.5vw,2.55rem)}h3{font-size:1.22rem}p{margin:0 0 16px}.lead{font-size:clamp(1.05rem,3vw,1.26rem);color:#36556d;max-width:780px}.hero-card,.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.hero-card{padding:24px}.card{padding:22px;box-shadow:0 8px 20px rgba(9,36,58,.07)}.quick-list{display:grid;gap:12px;margin:18px 0 0;padding:0;list-style:none}.quick-list li{display:flex;gap:10px;align-items:flex-start}.check{flex:0 0 24px;width:24px;height:24px;border-radius:50%;display:grid;place-items:center;background:var(--pale);color:var(--orange2);font-weight:900}.notice,.warning{border-radius:16px;padding:16px 18px;margin:20px 0}.notice{background:#edf7ff;border:1px solid #cce5f6}.warning{background:#fff4dd;border:1px solid #f2c46b}.section{padding:42px 0}.section.alt{background:var(--soft);border-block:1px solid var(--line)}.grid{display:grid;gap:18px}.cards{grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}.card-link{display:block;height:100%;color:inherit}.card-link:hover{text-decoration:none;transform:translateY(-2px)}.steps{counter-reset:step}.step{position:relative;padding-left:56px}.step:before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:13px;background:linear-gradient(135deg,var(--navy),var(--orange));color:#fff;display:grid;place-items:center;font-weight:900}.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px 18px}.faq details+details{margin-top:10px}.faq summary{cursor:pointer;font-weight:850;color:var(--navy)}.link-cloud{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}.link-cloud a{border:1px solid var(--line);border-radius:999px;padding:9px 13px;background:#fff;color:var(--navy);font-weight:750}.cta-band{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;border-radius:26px;padding:28px}.cta-band h2,.cta-band p{color:#fff}.site-footer{background:#061c2d;color:#c9deeb;padding:36px 0}.site-footer a{color:#fff}.site-footer .link-cloud a{background:#fff;color:var(--navy);border-color:#b8d0df}.site-footer .link-cloud a:hover{background:var(--pale);color:var(--navy);text-decoration:none}.footer-grid{display:grid;gap:18px}.small{font-size:.92rem;color:var(--muted)}.site-footer .small{color:#b8d0df}@media(min-width:760px){.nav-links{display:flex}.hero-grid{grid-template-columns:minmax(0,1.25fr) minmax(320px,.75fr)}.two-col{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1.15fr .85fr}}